Free tool
Loan Repayment Calculator
The bank will tell you what you can borrow. This tells you what it costs you every week. Check the repayment before you fall in love with a house.
Your loan
Principal and interest
$0
per fortnight
- Total interest over the term
- $0
- Still owing after 5 years
- $0
Interest only
$0
per fortnight
- Repayment once it ends
- $0
- Total interest over the term
- $0
- Still owing after 5 years
- $0
What you still owe, year by year
Interest only holds the debt flat. Nothing comes off until it ends.
See the numbers as a table
Not sure which one suits you? That depends on your income, your goals and the property. It is a 15 minute conversation.
Book a free 15 minute callGeneral information only. It does not take into account your objectives, financial situation or needs, and is not credit, financial, legal or property advice. Figures are estimates that exclude fees, offset accounts and any rate change, and your actual repayments depend on your lender and your rate at the time. Talk to me before you rely on any of these numbers. © 2026 KK Talks Finance.